Yahoo! News reports that a homeowner that received a brand new house courtesy of Extreme Makeover is now facing foreclosure. The homeowners had taken out a business loan and used the house as collateral. Unfortunately, their construction business failed. Of course, every businessperson plans to succeed. Most people don’t plan to fail, but failure inevitably visits most small businesses. The news article quoted the mayor as saying, “You do that much work, and they just squander it.” Of course, hindsight is 20/20 at this stage. However, would it be better that the family stayed in the house and not reached for financial independence? Without knowing more about how their construction business operated, this is a difficult question to answer.